Modern infrastructure
for modern finance.

API driven banking infrastructure for a digital world.

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digital asset core banking environment

Infrastructure as a Service

Bridge the unique capabilities of digital assets with the familiarity and order of fiat,
all in one comprehensive platform.

BVNK is API first and can easily adapt to how your business runs. Complement your existing core banking system by running BVNK alongside it, and enable hassle-free integrations with external systems. Our platform is designed with innovation and agility in mind, and is PSD2 ready.

Fiat & Digital Assets

Our core banking suite includes support for both traditional and digital finance, while ensuring that existing and custom regulations can be applied to disruptive technologies. The future is digital and we enable banks to take custody of more than just finance.


Great products solve known problems, exceptional products solve the problems people didn’t know they had. We enable new ways to do new things and provide the tools for banks to innovate at their own pace. Close the gap between your bank and progression.


Our platform is designed to provide functionality without the bloat. We handle all the complexity of modern technology, so you can focus on business. Reduce the overheads created by time consuming and complicated tasks.

Proprietary Wallets

Our digital asset accounts are backed by independent wallets that are not centralised or virtually partitioned. This enables a world of information for your customers and much needed visibility for regulators. It also simplifies auditing.


Our platform has been built from the ground up with security in mind. We have gone to great lengths to make sure that your business is prepared for digital risks, whether deployed 'on prem' or in the cloud. All of our engineers are experts in cryptography and enterprise security.

ICO Support

ICOs are an area that will mature and provide new possibilities. We provide the technology for banks to embrace the entire process, from token issuance to custom lock-down periods, to reduce risks and safely support new businesses. Reduce risk for the businesses, their investors and your bank.

Institutional Grade Custody

Onboard high-networth individuals, funds and exchanges. We enable multi-signiture wallets, cold-storage solutions as well as assist banks to implement the correct processes across their business. We also ensure that regulation, compliance and local laws can be adhered to.

Single View of Customer

Easily map customer's relationships with other customers, accounts, products and services, with powerful and customisable reporting options. Drive products and marketing with data centric strategies.

Alpha Friendly

Ensure products are relevant by easily creating market-ready prototypes. Accelerate the feedback cycle to minimise risk.

Regulation & Compliance

Our system is designed to adapt to the various and unique regulatory and compliance requirements that Financial Institutions have to adhere to in their respective territories.

We apply all regulatory and compliance requirements to both digital assets and fiat.

Upgrade your banking software without upending your business.

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Mobile Application for White Labeling

Our mobile application showcases only some of the transacitonal and storage functionality available in our comprehensive banking infrastructure suite. Currently, our demo application showcases how our system could be used as a brokerage for digital assets, but can be addapted for all types of banking applications.

The mobile application can be fully white labeled, and can be equipped with more or all of the functionality available. All available funcitonality is listed in our API Documentation

Download our iOS Demo Application


Supported Services

Account Management

Create, delete and manage accounts, for fiat and digital assets. KYC. KYB and AML built-in.


Create multiple levels of businesses under one account to enable business to business, and business to consumer, products and services.

Custom Permissions

Customise fees, functionality and more for each customer independently and enable them to further customise for their own customers.

Fee Management

Variable or fixed fees and associated catch and settlement accounts.

Multichannel Payments

User to user payments, request payments and recurring payments through various channels: SMS, USSD, QR Codes, Chat Apps and more.

Fiat Payments

Technical support for funding to and from designated bank accounts via EFT, direct debit, card charging or otherwise. This functionality requires relevant licenses depending on region.

Exchange Integrations

We are integrated with over 15 digital asset exchanges in Europe to fascilitate liquidity as well support regulatios like Midfid II.

Cryptocurrency Payments

Enable payments with multiple cryptocurrencies between BVNK accounts or to external wallets through multiple channels.

Digital Assets

Support all types of digital assets, like digital identity, real-estate, utility tokens, not just cryptocurrencies.

Token Issuance

Develop and issue tokens on behalf of customers for ICOs, utilities or other projects.

Real-Time Conversion

Enable customers to pay anyone in cryptocurrency, receive fiat payments in cryptocurrency, or simply purchase cryptocurrencies in a safe and regulated way.

Institutional Custody

Provide cryptocurrency funds and exchanges with secure, regulated and transparent storage. We provide the technology for cold and hot wallets, as well as access to external audits.


Secure, tokenized authentication and One Time Pin. Customised security and authentication available.

Proprietary General Ledger

Monitor and manage your organisations accounts, transactions and assets, in real-time.

Card Management

Technical support for fiat and cryptocurrency cards. Requires issuer.

Card Functionality

Users can freeze or unfreeze cards at their discretion, set daily/weekly/monthly limits, and change their PIN.

Leverage convention to unlock the potential in Digital Assets

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Demo Mobile Application Features


Our UI is designed to absorb the complexity of dealing with cryptocurrencies. Beautiful design combined with useful features to provide a cryptocurrency management dream.
Complexity is old fashioned.


Easily send cryptocurrencies to other people that are on BVNK or any other wallet that supports that cryptocurrency. QR codes are included, but we also support FB messenger, SMS, USSD and more.
Utility is everything.

Independent Wallets

Our wallets are independent that can be individually maintained, secured, and audited. Many platforms own your Bitcoin until you withdraw it, with us it's always yours. We also support custom key management methods.
Sovereignty without disorder.


Our platform has been built from the ground up with security in mind. We have engineers with years of security experience that have gone to great lengths to ensure that your digital assets are secure in a world of radical uncertainty.
Pièce de résistance for peace of mind.

Supported Digital Assets

Digital Assets are added based on market capitalisation, stability and utility.

Our infrastructure enables proprietary token issuance and custom tokenised assets like
real estate, financial instruments, identification and more.

Build a bank that is prepared for the future of finance

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